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Converting a 13 to a 7, maybe back to a 13?

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    Converting a 13 to a 7, maybe back to a 13?

    I am trying to get a loan modification, if I don't receive one with in a short time I will have to convert my 13 to a 7. If the B of A offers me a loan modification after I have converted to a 7, can I then convert back to a 13?

    When you convert from one Chapter to another, where in the process do you start? Do you start with a new creditors meeting or with a confirmation hearing?

    If my plan is denied, I have two weeks to submit an amended plan. Is this when I would convert my plan from a 13 to a 7? I am trying to get as much time as I can to give the B of A time to work with me. I also have a number of pets I will have to re-home or move with me and need as much time as possible.

    Anyone know how fast foreclosures are going in Hawaii?

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