When craming down a vehicle in a chapter 13, I know that I need to put the vehicle in the plan at reduced replacement value or current FMV and make the monthly payment through the plan. If that's the case, then what happen to Schedule J when I list my current monthly expenses. Do I still have to list the car payment on Schedule J and use the pre-petition monthly payment? Since the plan is only a proposal, I am being told to include the pre-petition car payment on Schedule J. Please help!!!
Thank you so much.
Thank you so much.
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