After filing chapter 13 in early May with 2 months behind in mortgage which is included in the plan I have not received a current morgage statement. Is this normal? Don't they send out statements any more in bankurptcy? Not sure what to think. The last statement I got was dated 4/30/10. Use to get 2 or 3 a month and now nothing.
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You should receive something, with a disclaimer that its for notice purposes only and not an attempt to collect a debt. (Automatic stay provisions...) If you intend to keep your home, you do need to make mortgage payments going forward if your plan indicates you are to pay them on your own. You may need to contact your mortgage company and find out where to send them. (May be different than before.)Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
(In the 'planning' stage, to file ch. 13 if/when we have to.) -
You lawyer may need to contact the mortgage company for them to send you statements. Mine did, but I still don't receive any, fortunately I can see mine online so it is not an issue for me. My payments are not part of my plan.
filed 1/11/10
341 3/29
confirmation 6/22?Discharged 5/2015
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My mortgage company will not let me visit my account online and they will not mail statements. I have to call them by phone to get current information. They did say I could fax them a request to send statements if I include my account number and BK case number. They do send year end summaries, escrow summaries and I do get noticed when the rate and/or payment changes.Comment
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