Ok, I posted a while back that my AC had gone out. Well, the glorious trustee was so kind this year that he let me keep my $1932.00 income tax return. Well, beings my AC went tits up, I called somebody out to look at it. After $450 and 2 service calls, I was "bandaged up" for a while with a new start capacitor and contacts. Well.... this is just peachy cause the breaker keeps overheating (nearly melting) and thus tripping. So it runs for about 20 min, overheats and trips. I have to wait around 15 min then turn it back on. Came home to find the house at a BALMY 87. Now the company was nice enough to allow me to apply the money I paid to go towards a new unit if I bought one in the next 14 days. However, I'm left with $1500 of which, $200 went to catch up my at&t bill, another $225 went to pay my car insurance, and I have another $160 to pay on my car tags and taxes... ya know the car that's now mine.. that I still have to pay for to have. After paying an additional $200 on my house payment beings it's nearly 2K behind, I'm left with around $650.
Now I've already missed 2 payments and have pushed the luck of the trustee already. It's gonna cost around $2,500 for a new AC, and that's just for a bare minimum, don't get anything that would be more efficient or productive model. I'm trying to understand how this works. The trustee has a nice air conditioned house to come home to. I make nearly $95K a year, yet I sit here typing this with sweat running down my forehead. I'm physically completely miserable, can't sleep, it's now 7am and I have to be at work in 8 hours, been up since 9 yesterday. This sucks!!!!!!! I read a recent post about this new law being completely in favor for the CC companies, and I agree 1000%!!
So... I'm curious, what would you guys do in a situation as this? Just when things seem like they're bearable they go worse. I can't sell the house, I'm pretty much broke. How the heck does anybody fix anything that goes wrong in their house for 5 years under this God forsaken misery of hell on earth? My neighbors had it with my fence and tore it down. I sat outside and watched in horror as my view of the lake and my "openness" was sealed shut, board by board. I felt like I was being imprisoned. That little bit of icing on the cake actually pushed me to the point of doing things I never thought I'd do. Not as a bandaid fix, but a permanent solution. My gf threatening to come kick my butt is really all there is to me being here. I hate this F'ing thing and will curse it forever.
Before I filed this cursed thing, I used credit cards as a last resort, for emergencies. Now I'm not allowed to use them for anything and am FORCED to live paycheck to paycheck, bowing down to lick the perverbial brown eye of the trustee so I can keep a payment to pay for something I don't want.. don't desire, don't haplessly spend fruitlessly, but rather NEED! Even the AC issue isn't really much, I have an abscessed tooth that needs taken care of, but at $450 it is staying where it is. The remainder of my tax return will make up the shortfall I have monthly till I'm forced to sell something else. My gf being a dental assistant told me of a person who literally died after not taking care of an abscess that just never bothered her.. got infected and went to her brain. But this is ok. I have to get the IRS their money. If it kills me? Well... eh... oh well, they can take my house and sell all my possessions to pay off the rest of the 13.. which amounts to nothing at this point. No bro's sis's or children or wife so they can have everything to sell in a government auction. If that happens, Discover? Trustee? IRS? you can kiss my A**!
I smell something electrical burning, wonder what that is? Who cares, gotta pay that trustee! Now if you'll excuse me, I have several Excedrin PM to take so I can get some sleep...
Now I've already missed 2 payments and have pushed the luck of the trustee already. It's gonna cost around $2,500 for a new AC, and that's just for a bare minimum, don't get anything that would be more efficient or productive model. I'm trying to understand how this works. The trustee has a nice air conditioned house to come home to. I make nearly $95K a year, yet I sit here typing this with sweat running down my forehead. I'm physically completely miserable, can't sleep, it's now 7am and I have to be at work in 8 hours, been up since 9 yesterday. This sucks!!!!!!! I read a recent post about this new law being completely in favor for the CC companies, and I agree 1000%!!
So... I'm curious, what would you guys do in a situation as this? Just when things seem like they're bearable they go worse. I can't sell the house, I'm pretty much broke. How the heck does anybody fix anything that goes wrong in their house for 5 years under this God forsaken misery of hell on earth? My neighbors had it with my fence and tore it down. I sat outside and watched in horror as my view of the lake and my "openness" was sealed shut, board by board. I felt like I was being imprisoned. That little bit of icing on the cake actually pushed me to the point of doing things I never thought I'd do. Not as a bandaid fix, but a permanent solution. My gf threatening to come kick my butt is really all there is to me being here. I hate this F'ing thing and will curse it forever.
Before I filed this cursed thing, I used credit cards as a last resort, for emergencies. Now I'm not allowed to use them for anything and am FORCED to live paycheck to paycheck, bowing down to lick the perverbial brown eye of the trustee so I can keep a payment to pay for something I don't want.. don't desire, don't haplessly spend fruitlessly, but rather NEED! Even the AC issue isn't really much, I have an abscessed tooth that needs taken care of, but at $450 it is staying where it is. The remainder of my tax return will make up the shortfall I have monthly till I'm forced to sell something else. My gf being a dental assistant told me of a person who literally died after not taking care of an abscess that just never bothered her.. got infected and went to her brain. But this is ok. I have to get the IRS their money. If it kills me? Well... eh... oh well, they can take my house and sell all my possessions to pay off the rest of the 13.. which amounts to nothing at this point. No bro's sis's or children or wife so they can have everything to sell in a government auction. If that happens, Discover? Trustee? IRS? you can kiss my A**!
I smell something electrical burning, wonder what that is? Who cares, gotta pay that trustee! Now if you'll excuse me, I have several Excedrin PM to take so I can get some sleep...
Comment