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    Confirmed!!!

    Well, as you can see by our new updated signature line, we were finally confirmed (verified by PACER about 20 minutes ago)!

    THANK YOU so much to everyone here for your advice, information, and (most importantly) the support! When I look at where my wife and I were at the beginning of the process and compare it to now, it is unbelieviable how much of our lives we have regained.

    Fourteen (14) payments down, and twenty two (22) to go! We aren't out of the proverbial woods yet, but we have a map, compass, and a new pair of hiking boots!
    Filed March 4, 2009
    341 April 14, 2009
    Confirmed May 25, 2010!!!

    #2
    Congrats !!!!

    We are almost there too.....looks like Jun 14th for us

    Arizona is crazy busy

    Filed July 09
    Confirmation - June 2010
    Final Payment - June 2014 - 7/2/14 DISCHARGED

    Comment


      #3
      Congrats to both of you! So glad to hear the forum has given you support and the knowledge to make it through your 13s successfully so far.
      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

      06/01/06 - Filed Ch 13
      06/28/06 - 341 Meeting
      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
      10/05/06 - Hearing to resolve 2 trustee objections
      01/24/07 - Judge dismisses mortgage company objection
      09/27/07 - Confirmed at last!
      06/10/11 - Trustee confirms all payments made
      08/10/11 - DISCHARGED !

      10/02/11 - CASE CLOSED
      Countdown: 60 months paid, 0 months to go

      Comment


        #4
        I checked Pacer today and we were confirmed yesterday 5/25; I had thought it wouldn't be until the end of June, but SURPRISE.
        BreathEasy, I am with you. Where we are now as compared to where we were the first of this year....... what a difference. Finding this board was a life saver for me!
        We no longer have a big RV and truck, but we do have a tent and cots. AND, we no longer have a big RV and truck payment. The tent and cots are owned out right. lol
        Indiana Filed March 9, 2010;
        341- April 28, 2010;
        Confirmed May 25, 2010;
        $1,240 a month; 4 down & 56 to go

        Comment


          #5
          I have to also say that these boards have really gotten me through this. It helps so much to know others are going through the same thing you are.

          and it really helps to understand things more....definately makes for less surprises when you can read others experiences.

          Filed July 09
          Confirmation - June 2010
          Final Payment - June 2014 - 7/2/14 DISCHARGED

          Comment


            #6
            Congrats to both of you, BreatheEasy and Universal... Now, make sure you stick with the plan and learn from this experience!!
            Filed Ch. 13 Pro Se 1/8/09
            Plan Payments Complete!!! 4/17/13:
            DISCHARGED!!! 7/9/13

            Comment


              #7
              Congrats!! Best of luck to you both

              Comment


                #8
                Congrats! Why does it take so long to be confirmed?
                Filed CH 13 5/28/10
                341 Hearing 6/23/10 & 8/23/10/Confirmed 9/21/2010 36 months
                DISCHARGED 9/12/13

                Comment


                  #9
                  Arizona seems to be WAY behind in getting people confirmed...and since the plan is pretty much set for 36-60 months, there just doesn't seem to be any "urgency".

                  I think.
                  Filed March 4, 2009
                  341 April 14, 2009
                  Confirmed May 25, 2010!!!

                  Comment


                    #10
                    Yeah I think our Bk's are up 90% or something and our county has 2 Trustees.....they are just super busy

                    Filed July 09
                    Confirmation - June 2010
                    Final Payment - June 2014 - 7/2/14 DISCHARGED

                    Comment


                      #11
                      I think our confirmation was quick because we are in a 100% payback and so what's to quibble with.
                      BankruptinNC, we are still learning to budget, it is a process I guess. But the shock of it all has wore off and we are moving forward. The lesson has been hard, and I expect to continue learning for the next 5 years. Life is so much better now but I never want to walk down the path that led us to this point.
                      Yes, this board is wonderful. It has made me feel so much better than I did before arrivig here. It helps to see that you are not alone, but it helps even more to know that there are good and knowledgeable folk who have experienced the same which helps to lift the old stigmas associated with bankruptcy. Thanks to everyone.
                      Indiana Filed March 9, 2010;
                      341- April 28, 2010;
                      Confirmed May 25, 2010;
                      $1,240 a month; 4 down & 56 to go

                      Comment

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