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Confirmation for 5/5 was denied

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    Confirmation for 5/5 was denied

    Ok, so what happens now?

    Mortgage objected to confirmation due to arrears calculation. Off by $1726. This was supposed to be fixed back in March. Paralegal assured me it was fixed. WAS NOT. GRRRR, stupid me.

    Mortgage lawyer and our lawyer went to confirmation. Objection by mortgage was sustained. Deadline to file objection was 4/22. They filed 5/4. Oh well, neither here nor there.

    What is to go on now? Lawyer was supposed to call me yesterday and did not.

    I found out about this via PACER this morning. There is a whole breakdown of fees. Here are a couple I found interesting.
    1. court order for vehicle search (2) $10. WTH!!???!!!!
    2. Post petition filing of objection: $300 (fabulous)
    3. National Locator: $35
    4. Foreclosure filing fee: $750

    There are more. Ultimately, there is a $1726 difference in the arrears I put down and what they have. We have paid in 4 months now. So, divide it by 56 months the difference and I need to increase payment $32/month. This could have been fixed in MARCH and avoid the $300 fee that the mortgage company was more than happy to tack on. Feel like telling the lawyer, they screwed up. So, they need to pay the $300 objection filing fee.
    Chapter 13 filed: 1/22/10341 Meeting: 3/18/10
    Confirmation Hearing 6/23/10...CONFIRMED27 down 33 to go

    #2
    I can't help you with the fee issue, but didn't you provide your attorney with the wrong amount? You said in the other thread you did not pay that payment and knew that. I was on top of all of my secureds and told my attorney exactly what was due.

    I answered in the other thread, but your attorney will amend the plan to include the new arrears amount and it will be setup for confirmation again.
    19% dividend

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      #3
      Yeah, that is where I dropped the ball. All got figured out. I got to talk to him first thing this morning. Everyone actually recommended confirmation as soon as the amended plan hits their desk. :-) Increase of $32/month. WHEW.
      Chapter 13 filed: 1/22/10341 Meeting: 3/18/10
      Confirmation Hearing 6/23/10...CONFIRMED27 down 33 to go

      Comment

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