I filed chapter 13 10/09. Due to outstanding 401k loan my payment was set @ $1330 motnh for 60 months. 12k secured remiander to unsecured. 1st 401 meeting trustee rejected plan stating bk need to be tiered due to increase in dmi 8/2011. Since jan of this year my income has continued to drop. Atty feels confident based on original 6mos paystubs that can reduce it to $700 until 8/2011. Then increase it based on 401k being paid off. Keep in mind they are going on original paystubs. Is there anyway to have amount adjusted? I am looking at another hourly decrease in pay which will reduce my dmi by $160 month also comission that they used as 2000 month takehome last 5 months has averaged $1500. The $660 they think i have i dont. Im barely surviving. I meet with atty tomorow am to redo expenses. 341 on 4/21. Please help
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