My husband and I filed ch 13 in April of 2009. We have since then separated, he got the truck and is paying me for it. What I want to know, is if I can convert to ch 7 without him. I don't have anything in the bankruptcy that I can lose, besides the truck, and my figuring is if he's paying me for it, he can pay them for it.
Another issue is, when I got the listing of what is being paid and who responded to the bankruptcy, most of the debts I listed either didn't respond, or they are very small amounts I am paying. They are taking $144 from my paycheck every two weeks and this is killing me. With that money I could pay off what I owe. Anyone have any advice on this?
Another issue is, when I got the listing of what is being paid and who responded to the bankruptcy, most of the debts I listed either didn't respond, or they are very small amounts I am paying. They are taking $144 from my paycheck every two weeks and this is killing me. With that money I could pay off what I owe. Anyone have any advice on this?
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