I am planning to go for Ch.13 in 2 or 3 months time. When we did rough budgeting, my attorney says that I need to bring my NDI down or otherwise, I will have to pay more in 60 months payments.
I already put 401(k) from my salary. I put 4% of my salary towards 401(k). Can I increase my contribution from 4% to 8%? What is allowed limit for Ch.13 with respect to 401(k) contribution? If I increase my 401(k) contribution 2 or 3 months before filing, will it create any issue?
Is there any savings plan or ways that anybody knows where we can start putting our money that will be exempted (like annuity) and considered expense also???
I already put 401(k) from my salary. I put 4% of my salary towards 401(k). Can I increase my contribution from 4% to 8%? What is allowed limit for Ch.13 with respect to 401(k) contribution? If I increase my 401(k) contribution 2 or 3 months before filing, will it create any issue?
Is there any savings plan or ways that anybody knows where we can start putting our money that will be exempted (like annuity) and considered expense also???
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