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Creditors most likely to file a claim

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    #16
    Well, BoA never filed a claim in our case which totally shocked me. Neither did Citibank. Also, the electric company did not file for our old account, and none of our hospital creditors file their claims either.
    Ch 13 filed 06/22/09. Dismissed,thankfully, 03/31/10. Ch 7 filed 06/28/10. 341 07/29/10. UST POA 08/06/10. UST mot to dismiss hearing extended to Dec...Feb...March...May...Aug. UST withdrawal of dismissal filed 05/31! DISCHARGED 07/12/2011!

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      #17
      LOL! Just checked Pacer and all that had filed claims... First one to file a claim... (wait for it)... Discover!

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        #18
        Originally posted by andysmom View Post
        hi,catleg
        Thanks for your answer. So if they file a claim, it doesn't mean our payment would change or anything like that?
        Sorry to sound repetitive, just very nervous about this whole thing.
        thanks again.

        No YOUR payment doesn't change. Theirs gets smaller with the more that file claims. I suspect some don't file because if you owe too much they won't get much back so it is not worth it to them.
        First consult: You go now, no CH 7 for you. You spent entire buffet. 13 has a 95 percent payback. (Owwwch) On to next consult....

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          #19
          Thanks flyinbroke.
          I'm really appreciated of everyone in this forum & all of the advice & information.

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            #20
            Yes Discover was first in line at the trough here too. Trying to nose out the other piglets.
            filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!

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              #21
              Target was my first cc to file...
              Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
              0% payback to unsecured creditors, 56 payments down, 4 to go....

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