I'm looking for experiences here. I checked Pacer today to see which, if any, of my creditors have already filed a claim. There were 4 so far. Discover was the first. Shocker. They are the ones that threatened to sue me and the woman I talked to on the phone was a monster. Not surprised by that one at all. FIA was also there, but none of my other BoA accounts are yet. There are a couple of others that called the crap out of me, but have not filed a claim as of today. Just curious, are there certain creditors that are more likely to file a claim than others?
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Filed Ch 13 - 2/2010
341 meeting - 4/2010
Confirmed! - 6/2010
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i believe your creditors have about 3 months to file a claim. the creditors who kepp calling should stop once you provide them with the case # and your attorney info. -
I realize they still have plenty of time. I'm just hoping some of them don't file claims (don't we all?) and wondering what the experiences out there are like. None of them are still calling, I meant there were some that called me a ton before I filed.Filed Ch 13 - 2/2010
341 meeting - 4/2010
Confirmed! - 6/2010Comment
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Chase and Discover right off the bat filed. No medical have come through yet. But, they still have plenty of time.Chapter 13 filed: 1/22/10341 Meeting: 3/18/10
Confirmation Hearing 6/23/10...CONFIRMED27 down 33 to goComment
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Every single one of my creditors filed claims, 27 of them! Just my experience.Comment
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That's just the sort of luck I have, so I wouldn't be the least bit surprised if that happens to me!Originally posted by dyrstr8s View PostFiled Ch 13 - 2/2010
341 meeting - 4/2010
Confirmed! - 6/2010Comment
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I am expecting the same situation.Originally posted by Lissy View PostIndiana
Filed March 9, 2010;
341- April 28, 2010;
Confirmed May 25, 2010;
$1,240 a month; 4 down & 56 to goComment
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No one can say who will or who will not file a claim. Expect all of them to file as that is most always the situation in today's economy._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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All of my various creditors filed claims, with the notable exception of most of my Citi card accounts.filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!Comment
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All of mine filed claims. Most though filed claims right away. Some where sent to junk debt buyers so I assume it took them a while to get the paperwork to the correct place.Those who live in glass houses should not throw stones
Chapter 13 filed 10-21-09
Discharged 4-13-15
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This is all new to me / probably filing 13 the end of the month. what happens when a creditor files a claim? Thanks in advance.Comment
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Nothing happens, until there is money to be distributed. If they claim they can get a piece, either full payment (secured claim, roughly speaking) or prorated (unsecured claim).
No claim, no payment.filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!Comment
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hi,catleg
Thanks for your answer. So if they file a claim, it doesn't mean our payment would change or anything like that?
Sorry to sound repetitive, just very nervous about this whole thing.
thanks again.Comment
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My car financed with Honda Financed didn't file a claim. I have two cards with over 7k each on both thru USAA and they didn't file. Those were the big ones for me that didn't. I have a bunch of small loans locally and they all filed. The time is up so no one can file a claim.Comment
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Anyone not have Discover file first? :-)19% dividendComment
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