We met with a highly recommended attorney today regarding our case. He immediately picked up on some problems with our paperwork without us pointing them out: for example the difference in actual rent vs allowed rent, how our tax witholding was too low (we had recently adjusted it), how impossible it is given our family size that we had no extra medical expense or childcare expenses claimed. He also questioned why our means test shows $400 DMI, the schedule J shows $900 a month DMI, and yet our payment plan is $1800. He's going to have his paralegals pull our case info and run some numbers for a means test. She actually already called us this afternoon and gave us the assignment of looking at ALL our expenses- every school lunch, every babysitting dime paid out, every single "little" expense- and categorizing it. She said, if you're paying it out you list it- you don't worry about what the trustee or court may allow or wants to see, we know our expenses best and that's where we should start from. I just left there feeling vindicated you know? Like- "ok, I am not crazy after all, some of this doesn't make sense and someone else who knows more about this than I do agrees!".
I feel like there may be light at the end of the tunnel!
I feel like there may be light at the end of the tunnel!
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