Credit Offers Coming In.....

[kornellred]

...and I am only 2 years into a 5 year Chapter 13 plan.

Three "pre-approved" credit card offers in the last month, all with nearly identical terms: 0% APR until March 2011 and then 9.9% plus the prime lending rate thereafter.

Gotta make you wonder. Is this just "par for the course"?

They must realize that Chapter 13 debtors are not permitted to incur new debt unless approved by the trustee...

[SunshineGal]

Generally what happens is that the credit bureaus' sell lists of borrowers that have a certain score and yours is probably kind of high by now.

[jange]

We filed in January and my husband receives at least one offer a week from Cap One. I just tossed one tonight. Makes no sense.