Can you change your mind?

[rdve]

If you elect to keep a secured debt (aka car) in a 13...can you change your mind later, say if the car breaks down?

[justbroke]

Yes, but there's a very specific process for surrendering the vehicle in a Chapter 13. You can also ask to purchase a new/used vehicle during your Chapter 13 as well. Just remember, when you need to get something on credit, like a car, you need permission from the Trustee.

Again, there's a process and your attorney must follow it correctly so you don't end up not having your Plan adjusted the right way.