When do ch 13 payments stop when you convert to 7

[5sracing]

I plan on converting from ch 13 to 7 this september. I will qualify because my disposable income will now become below $100 per month and being below the state median. My question is, when my baby is born and I convert to 7. During that process when I contact my attorney, when do my ch 13 payments stop? If we cant afford to pay the payments and it takes awhile for the conversion to be filed.

[5sracing]

I was looking this up and was wondering if I would qualify for a chapter 13 hardship discharge? If so would this be cheaper than a conversion to 7?

[forgotten]

I was looking this up and was wondering if I would qualify for a chapter 13 hardship discharge? If so would this be cheaper than a conversion to 7?

Hardship discharges are not easy to get. You would probably be better off converting to a 7 rather than spending the money to request a hardship discharge just to then need to convert anyway.

Most courts seem to want a pretty big hardship (you become disabled, for example) to allow it.

[Bkman2]

I'm going to do the same in June. Our income will be a lot less then when I filed and we will be under the limit by $400 a month. I was told that I pay in June and they convert and I don't pay in July. You should double check with your attorney to see what they charge to convert and what they have to say about it.