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13 to 7 Conversion Question

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    13 to 7 Conversion Question

    After speaking with our attorney we are thinking that we will go ahead and file a chapter 13 some time before summer. His advice to us (b/c we are expecting a decrease in income within one year) is file the 13 and then convert to a Ch. 7 in June of 2011 ( that is the 8 year mark from ch. 7 that was filled in 2003). However I am now concerned that we will not be able to do that b/c of the conversion date. Will the date of the chapter 7 filing be the date that it was converted or go back to the date the chapter 13 was originally filed?

    Thanks in advance, there have been so many different answers I just need clarity.

    #2
    Why wouldnt you follow your attorney's advice.

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      #3
      Had another meeting with the attorney yesterday. He did provide a much better answer. We would have to ask for the 13 to be dismissed based on reduction in income and then file for a 7. They base the date on the original filing not the conversion. He apologized for not explaining the specifics.

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