Chapter 13 question

[vxbabi]

Are your wages garnished on your payment plan in Chapter 13 or do you send your payment to Trustee??? Help! I am new to this, we are thinking of filing for Chapter 13.

[lrprn]

vxbabi, I moved your question from the 2005 thread you posted it on to here in its own thread. Your question will get more attention and answers this way. Also it's against our forum rules to post to old, inactive threads that could contain information that was accurate at the time but may not be accurate now. As you post more questions, please be sure that the thread has been active within the last few months or start a new thread of your own.

To answer your question, whether your Ch 13 payment is taken directly from your paycheck or you send the payment to your trustee yourself depends on the customs in your local bk court. Knowledgeable bk attorneys in your local area can tell you what to expect.

And to set the record straight, Ch 13 payments are not "garnished" from your paycheck like a true wage garnishment ordered by a court judgment. It's more like a trustee-mandated paycheck deduction.