Income tax refund and chapter 13
What are the rules if we filed chapter 13, then got a Tax refund? Does the entire refund go to the trustee? Or are we allowed to keep our tax refund? I live in California.
The other question I have is regarding our vehicles. If I have a truck that I owe $9,500 and is worth around $8,000, then we have a vehicle that is paid in full worth around $16,000 and a motorcycle worth around $8,000 also paid in full. Would we be forced to sell the vehicles that are paid in full. I understand the allowance to be around $3,300 per vehicle. But If i wanted to keep them does this get added into my disposable income payment? Thanks in advance.
The other question I have is regarding our vehicles. If I have a truck that I owe $9,500 and is worth around $8,000, then we have a vehicle that is paid in full worth around $16,000 and a motorcycle worth around $8,000 also paid in full. Would we be forced to sell the vehicles that are paid in full. I understand the allowance to be around $3,300 per vehicle. But If i wanted to keep them does this get added into my disposable income payment? Thanks in advance.