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Confirmed after 1 year

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    Confirmed after 1 year

    Finally, almost 13 months after filing, our Chapter 13 plan was confirmed. It sure is nice getting past the endless objections and continuences and have a plan that we can work to. Now my attorney just needs to clean up a few details such as objecting to a creditor to filed their clam 6 months after the deadline.

    Thanks for the reassurances and the support of everyone here on the forum.

    Bob
    Filed Ch 13 12/28/08, 341 Held Feb 09
    CONFIRMED 1/21/10
    DISCHARGED 4/10/13

    #2
    Congratulations on a long awaited confirmation! Welcome to the 60-month Club!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      Congratulations! Hope I don't take a year myself, but at least coming here has helped me to realize all the twists and turns this can take.

      Comment


        #4
        Congrats on your confirmation! It took us 15 months after filing to get confirmed, so I know how that endless waiting feels. However, after our confirmation, it's been delightfully boring so far! We just keep making our payments to our trustee on time every month - only 16 months left for us now. Hope the same happens for you too!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment


          #5
          Thanks for all the congratulations. It was amazing how long things took - every time we filed a response to an objection it took weeks to get a response from the Trustee. I am told the caseload here has doubled in the last year so I can understand but the endless postponements were disheartening.

          It is hard to wait when this is my only bankruptcy while the trustee has hundreds and my lawyer has dozens underway.

          Thanks again and I now can start counting down the months.

          Bob
          Filed Ch 13 12/28/08, 341 Held Feb 09
          CONFIRMED 1/21/10
          DISCHARGED 4/10/13

          Comment

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