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Converting from Chapter 13 to 7 question

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    Converting from Chapter 13 to 7 question

    I will be qualifying for chapter 7 after our child is born. I am currently in chapter 13 for the last 3 months. My question is can i use another lawyer to convert to 7. I dont feel the lawyer we have is honest with us. He wants to charge me $900 to convert. Just curious if anyone else has done this. Do I need permission from the trustee also?

    #2
    Originally posted by 5sracing View Post
    I will be qualifying for chapter 7 after our child is born. I am currently in chapter 13 for the last 3 months.
    Congratulations on the coming arrival!

    My question is can i use another lawyer to convert to 7. I dont feel the lawyer we have is honest with us. He wants to charge me $900 to convert. Just curious if anyone else has done this. Do I need permission from the trustee also?
    I don't know what else has happened between your lawyer and yourself, but it is normal to charge extra to convert a 13 to a 7. What did the lawyer originally charge you to file your 13?

    No, you do not need your trustee's permission to get a new attorney. However, you should think this over carefully. Most bk lawyers do not like taking on already-filed cases and may charge you more for doing so. That $900 could end up looking like a bargain. So proceed very carefully.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      I agree. Only $900 to convert is very cheap. Many attorneys would charge you the full price for a Chapter 7 which averages about $1,500. Plus, your attorney knows your case.

      With whatever decision you make, we are behind you!
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

      Comment

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