No Asset Ch13, how long

[highNdry]

Hi

I filed ch-7 5 years ago, I was doing good until I lost my job last year. So with no income for over a year I was living off of credit cards and unemployment insurance. I did get a seasonal job but that has ended also, I have over 25k in debt. Is ch13 an option for me? How long Ch13 will last in my case? Thanks in advance

[justbroke]

If you do not have regular income, you can't be in a Chapter 13. A Chapter 13 is between 36 and 60 months depending on your income. Again, without income, you can't be in a Chapter 13.

Coincidentally, a Chapter 13 is known as a wage earner's plan.