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    #16
    Thanks everyone for your well wishes! We are excited. Received notice from the court yesterday that they sent my DH's employer notice on Monday to cease payroll deductions immediately. The ball is rolling...

    My advice to anyone in a Chapter 13 would be to just budget and don't live beyond your means. If you have older vehicles, be sure and put money aside for car repairs so it won't impact other payments while you are on a tight budget. I didn't do that and it really hurt us financially several times. If we can do this, anyone can, but it's not easy. Along the way, you will probably get frustrated, angry and possibly want to quit, but hang in there, it can be done.

    Good luck to everyone!

    God Bless
    Filed Chapter 13 - 1/3/2005
    Discharged - 1/4/2010

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      #17
      Congratulations Stephanie! Great job! I would say you get to begin again but if you made it through the 5 years, you started awhile back and figured out how to live within your means. Its a great feeling!
      Filed 10/05/05.
      Discharge 1/12/11.

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