Thanks, I feel much better about it now that I got them to see they made a mistake. It's funny, the first guy I spoke with insisted there were no mistakes, everything was correct. I have a good instinct to tell when something isn't right. I mean, this was a blatant problem that he just couldn't see. Amazing!! Anyhow, I believe the servicer and the lender are one in the same in my case, CitiMortgage is doing the mod, and it's with gov't funds the way I understand it. At any rate, if it fixed my problem, that's all Im concerned with.

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