Got my first CC offer today

[markdel16]

CreditOne

$1500 Credit Line
23.9 APR
$69 Annual
$69 One Time

I filed on 11/24, I haven't even attended my 341 yet. I laugh as I shred this. I can't believe how quick they want to suck people back in. Terms aren't THAT bad, though.

[deepinit]

what state did you file in? I haven't filed yet but have almost the exact ammount of debt

[flower04]

I got one this past week too. Got the actual card too. Got three phone calls too. What is up with these people?

[justbroke]

I have been in a Chapter 13 for 17 months, and I am getting pre-approved offers from several low-end issuers of credit cards. I've also received other credit offers.

[Flamingo]

All through our Chapter 13 we received preapproved offers with loads of fees and monthly charges, high percentages, etc. After discharge received numerous auto, credit and other offers, including numerous offers from travel agencies/cruise lines. 3 years and 3 months past discharge and even with the BK off our credit reports as of this past April, we just received another auto offer for those that are in BK or have filed. Goes to show you a BK may never go away...you end up stuck on mailing lists...

[markdel16]

what state did you file in? I haven't filed yet but have almost the exact ammount of debt

Pennsylvania, Middle District.

[andy158]

Got one yesterday. "Call to activate now and take care of your Christmas shopping". US Bank, 23.9% APR, $69 annual fee, $69 activation fee, $1500 limit.

These people are like drug pushers tempting recovering addicts.

Won't ever go there again.

[LimpDisc]

Wow! You'd be $138.00 in debt before even using the stupid card.