Stomach is in knots....

[95kindebt]

We sign tomorrow morning. I have this sick, but relieved feeling going on. I need to just take an advil PM and go to sleep until the morning.

I feel sick, since husband wouldn't be in this mess, if it weren't for me and my spending habits/depression for all these years.

Just praying that he doesn't get all freaked out on me tomorrow.

Not sure what the plan is going to be either, which is freaking us out.

[Michigan1951]

All of us have been there. Many still are. We are human. Talk it out to those that will listen and you'll feel better. Your nerves will go up and down as you put one foot over the other in the bk path. It has been said here that knowledge is golden, and you will see it happen here. Keep posting!!!

[klandsb]

Been there done that. Its not an easy decision but once its made you should feel some relief. I am hoping now that I am filed, 341 completed & next step confirmation that someday soon I will feel totally relieved.. There are not many in my life that I have shared this with so this is more or less my refuge. I dont and never did want my financial affairs to be someone elses business or be the talk of the office. Its a very private matter to me. Beside even the ones who know cant begin to understand what it feels like in my shoes. I am a single women doing this on my own so all the stress is on me.
I have 2 kids in there 20's who know but have there own things going on so its not the topic of many discussions.. So I go it alone , and with the help of the great people whom I have met on here. They proablly get tired of me at times but never have given me bad advise. Everything will be fine. Signing is just the beginning , patience is where I run very short but its a must for going thru this. Remember u are not alone and this is the right place to be ....Good Luck

[Limitman]

Yes I remember when I was sick about it, last year at this time. I filed two months ago and tommorow my plan gets confirmed at 8:30 am and now that I am over all the emotions of the whole thing I am actually looking forward to the years to come because knowing I will be debt free in less than 5 years and also knowing that I have made it over a year now with credit cards makes it all worth while. Hang in there and definatley share your thoughts here as there are many people willing to listen and help you along the way.

[DUMBAGAIN]

me too been there done that....guilt and all. Deep Breath, it will all work out. This time tomorrow night you will feel so much better!

[UNDERMICH]

You will be fine we have done it and thousands have done it before US. I went from never missing a payment on a credit card to knowing I made the right choice. Remember you are protected .. the law is now on your side.