I think I just got a miracle from heaven.

[aa06a47]

Well, today I just received two letters from the office of the chapter 13 trustee. One letter stating funds received are sufficient to close the case as complete and to cash any refund check I receive no matter the amount...and the other letter was an order from the bk judge cancelling wage order to debtor.

While I have paid in the "pot" amount (mainly due to income tax refunds the first two years of the plan and the trustee getting money back from one of the creditors as "preferential"), They stated way back then that those amounts would be above and beyond the pot amount. If you take away those amounts for taxes and the preferential money recieved back, I still need to pay for more than a year to get to the pot amount....

Did I just get a miracle from God? I check NDC and it says: " COMPLETED -- FRP "

[justbroke]

Congratulations on completing a Chapter 13 early! Reads as though the preference and the refunds allowed you to pay 100% early.

[lrprn]

aa, how thrilling!! It's fantastic to hear that you are DONE more than a year earlier than you thought you might be! WONDERFUL NEWS!!!

This Ch 13 discharge party is for YOU!! Cue the balloons and confetti!!

Enjoy your fresh new financial start - you've earned it!!!

[aa06a47]

Congratulations on completing a Chapter 13 early! Reads as though the preference and the refunds allowed you to pay 100% early.

That's why I believe I got a miracle....I am in a 14.3% payback.

[AngelinaCatHub]

Well, it is a rare Dance we do for C 13 people. God gave you the will and you used his days to your wise discharge. We admire this, and so, as tradition has established, your Official (unofficially) Dance of Victory:

http://video.google.com/videoplay?docid=-3894301868978665655#

[aa06a47]

aa, how thrilling!! It's fantastic to hear that you are DONE more than a year earlier than you thought you might be! WONDERFUL NEWS!!!

This Ch 13 discharge party is for YOU!! Cue the balloons and confetti!!

Enjoy your fresh new financial start - you've earned it!!!

Thanks lrprn, I think we started this journey together 3 1/2 years ago. I guess I have not yet received the discharge, but I don't have to send anymore payments in I am still shaking, it caught me so off guard. I hope the trustee doesn't change his mind or a creditor file an objection. Guess they have 30 days to do so, but I doubt any will.

[aa06a47]

Well, it is a rare Dance we do for C 13 people. God gave you the will and you used his days to your wise discharge. We admire this, and so, as tradition has established, your Official (unofficially) Dance of Victory:

http://video.google.com/videoplay?docid=-3894301868978665655#

Angelina...that was so cool...........Thanks!!!!!!!!!!!

[$$only4ever]

Congratulations! What an unexpected and fantastic surprise. Christmas came early for you this year!!

[joek]

must be an awesome feeling! not much longer for me either. Seems like it has been forever lol. Congrats!

[MajorMike]

Congratulations!!! I never thought I'd see 2 years already....I was on here before filing...what a breath of fresh air for you!
I'm halfway through and very excited myself!