NO disposable income for a Chapter 13

justbroke

Super Moderator

Bankruptcy Wizard

Joined: Jul 2008

Posts: 23304

State: Florida
#16

11-20-2009, 06:41 AM

Originally posted by HHM View Post

If your wife has $60,000 of CC debt, why is this not a joint chapter 13? Does she earn more than $90,000? (unless she has a prior BK), not doing this as a joint BK is simply financial suicide.

While I believe the poster stated that they were trying to preserve the Wife's credit... I think you hit the nail on the head.

Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog

Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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