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Used Credit while in a 13

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    Used Credit while in a 13

    hello!
    Yesterday (Sunday) I purchased about $200 worth of inventory for my business, and when i completed the payment, instead of charging it to one of my 2 debit cards i have on file with Paypal, (In a classic "Oh Sh@*t") I mistakenly charged it to Paypal buyer credit. (This account is not included in my bankruptcy as I had a zero balance on it) I am about 8 months into my 60 month chapter 13 repayment plan. I am now worried sick that I might get "caught" by the bankruptcy court or trustee that I used credit. I plan on paying it as soon as it posts to the account. Should I be worried, and furthermore, should I address this with my lawyer?
    Thanks for any help or advice!
    Jay

    #2
    Address the question to your lawyer. There was a stipulation in my plan confirmation not to acquire credit over $500.00 before submitting the request to the Chapter 13 trustee first for approval.

    I think you're ok. Good Luck!

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      #3
      Hello!
      I spoke with my lawyer, and she basically said I had nothing to worry about providing I paid it in full when it was due, and that the bankruptcy courts would not very likely ever find out about it, since it is for my business, and as long as it was a very small amount AND that it was paid off in full in the first billing cycle. But not someting you'd wanna make a habit of doing,.....
      Thanks!
      I do need a new roof though......
      JAY

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        #4
        Look at your PM

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