New Bank question

[madzkenz]

I learned the hard way on Friday that I need to open a new checking account at a bank not involved with my 13. Should I have my wife open the account in just her name or both of our names? I have not opened a new account in years , will they run my credit report even though I am not applying for credit? My credit union just froze my past due amount on my credit card on friday.

[sufferingAZ]

I didnt have a credit check when I opened my account with Chase. They even gave me $125 to direct deposit with them. And why not both names? I think as long as the bank you going to use isn't one of your creditors. Because some banks do this "cross-collateralization" they can take your money. Wells Faro I hear is one of them.

[iv65536]

You may want to check other threads on both the Chapter 7 and Chapter 13 sections about Wells Fargo - even if you have no loans with them.