Credit check

[sassiebaz]

I just got denied employment due to my BK. I'm sure that is legal right? Also, does the trustee check your credit before confirmation or discharge? Just curious....

[jwmc1]

Did you disclose the bankruptcy? I work for a bank and they don't exclude you from employment for bankruptcy.

[justbroke]

Sassie, in what line of work were you applying? Did they say that it was due to your BK or due to your credit history?

So sorry to hear!

[Flamingo]

It is not illegal/discriminatory not to be hired due to a BK on your records or bad credit - in fact, many places (usually financial related) are up front about that during an interview or in their company policy. Some places just will not hire if there is a BK on your credit reports. It is illegal, however, to be fired solely due to filing bankruptcy.

[sassiebaz]

I applied for a job in a financial setting. I currently work for a credit card company. The job I applied for is higher paying. I neglected to put my SSN on th app. They called and asked me for that, and said they need to run a credit check. I said I was in an active BK. She said they look for things like reposessions, bounced checks and defaulted student loans. I said go ahead and run my credit. I figured since I gave our vehicles back after filing, I'd be OK. I got the "Dear John" the next day....I am sure it was the BK.

[justbroke]

Sassie, again, sorry to hear. Yeah, some industries, such as financial and defense (security requirements), may make it difficult to obtain a job with negative information on your credit report. It's a shame, because I don't personally believe a BK is indicative of a dishonest person.