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Line of credit before ,during ,and after ch 13

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    Line of credit before ,during ,and after ch 13

    Hi
    Checked my credit report today. In my 13 It included a line of credit (home equity)to the bank as a claim. I see that my balance is half of the line and shows it as an open account. I was wondering without asking the bank that if the line would most likely be still open and available after discharge.I was wondering if anybody any similar occurances or ideas.

    #2
    Never trust what your Credit Report tells you. It is not a legal document. It may, and many times, not reflect reality.

    The account is more than likely closed.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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