My husband and I are getting ready to file ch 13 in a week or two. We have two cars, a 2008 Honda that has $1000 in equity, and a 2001 Jeep. I only owe $294 on the Jeep, which is one more full payment ($216) and one partial payment. The loan is with my credit union, and is automatically deducted from a checking account that I want to close. Is it safe for me to go ahead and pay off the Jeep, since it is well under the "$600" rule? I want to make sure that I'm not going to lose it since it is almost paid off. The Jeep is only worth $3100, and my attorney said that amount was within the amount I am allowed to keep, so it won't be taken by the trustee.
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