top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Refinancing during 13

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
    #1

    Refinancing during 13

    I'm in my 27th month of the 60 month plan. Any chance I can refinance, combine my 1st and 2nd to lower my payments? My 1st is through CitiMortgage and the 2nd is with CitiFinancial. Seems like they could work something out. Otherwise, good chance I'll be in Chapter 7 within 6 months. With all these new Obama programs, sure think there would be something I can do. In 5-7 years will be inheriting some minor property and in better shape. I have no co-signer either.

    Thanks in advance for any guidance. I'm not willing to walk away from this yet, if at all possible.
    Tags: None
    #2
    So long as you have made every payment on time for 24 months in your Chapter 13, and then seek approval of the Trustee... it's possible!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment

      #3
      I've been late

      the last couple of months by 2-3 weeks, unfortunately.

      Comment

        #4
        If you have been late or missed any of your chapter 13 payments, no bank/lender will touch you for a refinancing. Discuss with your lawyer.
        _________________________________________
        Filed 5 Year Chapter 13: April 2002
        Early Buy-Out: April 2006
        Discharge: August 2006
        "A credit card is a snake in your pocket"

        Comment

        Previous template Next

        bottom Ad Widget

        Collapse
        Working...
        X