Chapter XIII and foreclosure

[liboton21]

I know someone whose house key-lock was changed by the lender and foreclose their home, can they still file Chapter 13 even they are already out the house and wipe out old debts? It's only been less than a month.

[optimistic1]

Sure.

[JimKutkowski]

I know someone whose house key-lock was changed by the lender and foreclose their home, can they still file Chapter 13 even they are already out the house and wipe out old debts? It's only been less than a month.

They should talk to a lawyer in their district, they may be better suited for Chapter 7, especially in a state where the lender can and chooses to chase for the remainder from a sheriff sale.

Also there are some states where a sheriff sale can be undone, I know that is not an option in PAED or PAMD Pennsylvania