Got a statement from a Visa card I included in my bk and it said it was charged off due to chapter 7 bk. I am in a chapter 13. Shows a balance due of $0.00 and procedes to tell me the account is now closed. They are on my claims list and submitted a claim for the balance I owed of $1,303.00. I am at a 28% payback. Is this just an automatic letter or should I bring this to my lawyer's attention? I don't want any surprises after comfirmation.
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Filed July 2009. Discharged 08/08/2014. Awaiting closing. We made it !!!!
Woo-hoo! -
it is normal fo creditors to close accounts when one files for bk. The zero balance is also now required by law to be reported. (white vs experian)
you don't need to do anything and they won't come after you once you are discharged. -
Nah, this is nothing to worry about, especially since they filed a claim.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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