payback questions

[ame8199]

So I had my pre-341 meeting today with my paralegal. 341 meeting is next Tuesday, of course Im freaked out. Been reading the threads about everyone elses 341 meeting. My paralegal said my trustee isnt a pleasant man and he will try to trip me up (GREAT!).

Im paying 566 a month for 36 months for a total of 20376.00. Im only paying on the trustee's fee, lawyers fee and my car. I have two credit cards on in my plan that I guess they arent gonna be paying on, is this bad? Will I be flagged because of this? I also have student loans but those are being deferred.

I know it doesnt matter, but since they arent paying any credit cards, does that mean I have a 0% payback?

[rrockinggramma]

did the ccc not file claims? And my student loans filed claims and were paid as unsecured

[unclerico]

% of payback really depends on your schedules. I have found that if your paying on your secured and priority debts then unsecured debts don't necessarily have to be payed back. It all depends on DMI according to your schedules.

I am paying back 100% on secured and priority debts and 30% on unsecured.