Early payoff

[scott29]

Hello. I have been reading this forum for a while, but this will be my first post. I probably know the answer already, but just wondering. I am going into my last year in a five year plan. I have to send in my tax returns every year to the trustee. Here is what I am wondering. I have read alot about early payoff. By the time tax season rolls around, my return will be more than enough to cover what will be owed at that time. I was wondering, but highly doubt it if my return can be used as an early payoff. I am not on a 100% plan, and my five years is up next November.

[holding on]

If you have to send your trustee your tax returns every year (ok i'm assuming this means any refunds) and you're not 100%, its money the trustee would get anyway right? Since you're not 100% most likely it wouldn't be something that can go towards a buyout.