we did not have our 341 yet and I posted about changing our minds about keeping our house. I just wanted to find out if we have time to change our plan or can we do it before our 341. I am not sure how my attorney will feel about this.
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Yes, you can change your mind about keeping the house at any time before discharge. You need to discuss the impact on your filing if you do surrender the house with your lawyer to be sure you understand everything about what may happen with your filing.
Since your forms have already been filed with the court, to amend them costs $29. Some lawyers will also tack on an additional fee because amending the forms is not a part of the standard Ch 7 retainer services. Be sure to ask your lawyer about that too.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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