I am shocked that my claims bar date has passed 6/29 and B of A did not file a claim. We had a 48K line of credit so I guess they will get nothing. All of our other creditors filed a claim but they were the biggest.
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Originally posted by gettingby2008 View PostI am shocked that my claims bar date has passed 6/29 and B of A did not file a claim. We had a 48K line of credit so I guess they will get nothing. All of our other creditors filed a claim but they were the biggest.
There are so many bankruptcy filings now, you may slipped unnoticed by the BofA lawyers due to the sheer number of Ch 13 claims BofA is trying to file right now. Also BofA may have decided that it's costing them more to deal with the partial Ch 13 payments than it's worth. Sure hope that one of these turns out to be the case for you!
BofA not filing a claim won't reduce your 13 payment, but if your plan is able to pay off your other creditors that did file claims 100% before 60 months are up, that will reduce the length of your planI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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I do have a pacer account and nothing was filed, I also double checked with our lawyer and he said nothing was filed. This will not put us in 100% payback or reduce our plan I was just suprised that they did not file for 48K and JC Penny did for $100. you just never know.Filed 2/3/09
341 Meeting 3/31/09
Motion to value 2nd hearing 5/7/09 motion granted
Confirmation hearing 6/4/09 - CONFIRMED
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