College while in ch 13?

[95kindebt]

Meant to add, the second year out of school, making the minimum salary, I would be able to PAY OFF the loans IN FULL, since we'd be out of the BK, and my salary would support that.

[walkthaplank]

I was really asking the questions so that you could ask them of yourself, you don't need to answer me, I'm not footing the bill

If you can do it realistically have at it. I don't know how many people out there have 60,80 or even $100k in student loans and will only likely make 35-50k per year, just research what you are trying to do and be realistic. Remember that interest adds up quickly! Passion for a career and job satisfaction is a big deal, but even the most rewarding of careers gets old quickly when you have to struggle to pay the bills you built up getting there.

In the case of my friend who paid for her masters program with the loans that are forgiven, she was in education, it too was her passion. Once she got there, she realized that the nuts and bolts of the career really blew. She stuck it out long enough to get those loans forgiven and moved on to another aspect of a career in education.

[95kindebt]

do you know where she got the loan and how you go about it being forgiven? I'd be interested in that plan

[walkthaplank]

do you know where she got the loan and how you go about it being forgiven? I'd be interested in that plan

She researched the school and financing options. Private universities are the best for these. They have much more leeway when it comes to tuition financing. They don't have the hard and fast rules that public schools have. In her case there was a big push for teachers, many schools had endowments for education majors so to make sure you just didn't take the money and run they put a string on it. Assistance was in the form of a loan which would be forgiven if she worked as an educator for a 5 year period. Employee placement was even a part of the deal.

Research private universities. Unfortunately for you, right now there is a bit of a glut of teachers as budgets get slashed which might make this type of financing more difficult to come across. I don't know what it is like in your area, here in SoCal there are a lot of newly unemployed teachers.