Car Payment Question & Ending Plan Early

[meoops]

If I do have to go chapter 13 and include my car payment, will I get the clear title after it is paid off or after the payment plan is completed?

Also, I read a post that said she had a 60 month plan but it was paid off in less than 40 months...I didn't think it could be paid off early. If they take your income tax return does that make your plan less months?

[AngelinaCatHub]

Can't answer all, but yes, if they take your return they can't steal it. It should go to the estate being paid out. 'Hub

[graciemae]

You will, or atleast should, receive the car title when it's paid off......but that may be when the plan is paid off or close to it. We just got the title to one of our cars a month ago and we still have 3 months left in our plan but the secured portion of the car is paid off. Now, our other car, we haven't seen the title yet but hopefully soon. As far as paying off early....if you are old law then you can pay off early but in the new law you can only pay off early if you are in a 100% plan. As for the tax return, that also depends if you are in 100% payback plan or not.