I had my 341 meeting

[helpsoneeded]

Hi, I finally had my 341 meeting and it went great. I was never asked for my social security or id. He only asked a few questions like what our house was worth, were we caught up on taxes and asked to see our 2008 tax returns. He never asked for any bank or credit card statements, neither did my lawyer. He didnt ask why we were in debt, nothing, it was so simple. He said he would recommend our plan for confirmation. Is that a good thing and will the judge go along with him? Thanks

[liz417]

Glad to hear it went so well!

[helpsoneeded]

I forgot to add that he did want us to write a letter to the judge explaining why we had so much debt. Our lawyer said that was how the judge wants it to be when you have alot of debt. She just said to basically write that we did alot of over spending and that this would never happen again. As alot of you already know, alot of our debt was due to gambling and thats why we were so nervous about things, but it was never mentioned and we can try to get around things by saying about the overspending, as my lawyer said... thanks again

[DUMBAGAIN]

How much debt did you have? I've never heard anyone say they had to write a letter to the Judge.

[sassiebaz]

I'm also glad it went off without a hitch! I am hoping for a similar experience. I'll let you know, it's June 10th.

[getmeouttahere]

I remember not long ago someone posting that they too had to write a letter to the judge. Maybe you can do a search for the post. As I recall, it was pretty funny and they wanted to write something like "Dear Judge, I am a dumbass".

Congrats on your 341 going smoothly!!

[getmeouttahere]

Found it. Hopefully, I copied the thread correctly. It is a good read with alot of useful information.

http://www.bkforum.com/showthread.php?t=36523&highlight=letter+judge

[helpsoneeded]

We had approx. 150,000 i cc debt....bad, I know

[EricaCallaha]

I think it is lame you have to explain yourself to the judge. You shouldn't have to. It is a business decision that you made to be able to move on with your life.

Letter..plain and simple...We spent more than we made. Sincerely, The Debtor