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Life in my 13

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    Life in my 13

    Ok, for some reason, I feel the need to get this off my chest. This is how my life has gone since filing our Chapt 13 in Oct 05:

    Oct 05 - Filed
    Nov 05 - found out DH had relapsed with his cocaine addiction (had been clean for 6 years)
    Dec 05 - DH went to rehab - gone for 45 days-through xmas & new years, closed down business (he was self employed) - unemployed for 2.5 mos
    July/Aug 06 - DH relapsed again for a while before getting back on wagon
    Nov 07 - son caught with Marijuana @ school - 2nd time - went to treatment for that and other substances, ie prescrip drugs - criminally charged - court diversion completed.
    Dec 08 - Son had relapsed again - back into other substances - ran away - gone for 2 weeks called one night for us to come get him. took him to the ER - had OD'd on over the counter cold meds, etc...55 days in rehab (another cheerful holiday)

    March 08 - found out my son's gfriend is pregnant. Due in Nov. He'll only be 18 in Sept. Told us the same time that he has to go to court for Retail Theft charge for stealing $5 cold medicine in Feb, right after he got out of rehab.

    Today.....found out I need new summer tires for my xTerra. Thought I'd get another summer out of them, but NOPE. $600 I wasn't planning on spending. (This may be what put me over the edge today)


    WOW!!!! I'm sure I've missed some stuff along the way. SIGH................

    We somehow are still in our plan and current on our payment, and our mortgage. we have 15 more payments to go...................

    So far, my son is doing better for the most part (since the cold medicine incident) He also has a good job and is scheduled to graduate in June via a High School Completion Program.

    I try to be as positive as I can.

    Thanks for letting me share my life in a nutshell..........

    It CAN be done. Dont' give up!!!!!!!!!!
    You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

    #2
    Wow, you have been through so much, yet managed to keep it together. Many have given up after much less adversity, I have to say you are really inspirational, that you have been able to keep positive and stay the course. Hope things look up soon, you are due for some better luck!
    Filed CH 13 September 17, 2007
    Plan Modified July 8, 2009 from $1100/month to $400/month due to change in income, finally discharged in July of 2013!

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      #3
      Blessings to you for sticking by you son. I know with the stress of this bankruptcy and my husband being in another state, when my 19 year old comes home late I feel like telling him to hit the road. You post brings me hope that even thru the hard times you can make it. I should worry less about only spending a small amount on my daughter for her birthday and be thankful I have a house to give her cake in. That is the biggest reality check for me. Learning to be thankful for what I have and not wanting what I don't. Being a spoiled brat growing up and a spoiled wife. This (the bk) is something I needed and my kids needed. I will be thinking about you and hope you get to enjoy your Grandbaby.

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        #4
        Hang in there. We are making our last payment in 2 days. While going through our Bankruptcy, 2 of my 3 boys were diagnosed with Autism.(Severe Autism and Pervasive Developental Disability((high functioning Autism)).Our 3rd son we believe also has PDD. We have to take him to the Doctor. My wife had recently had to switch jobs. Medical and vehicle expenses. It does get better.Wish your husband and son good luck with there recovery. Congradulations on becoming a future Grandparent and I hope the other issues work out. Think positive and hang in there.

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          #5
          Wow, I need to congratulate you first for keeping it together during so much stress not including the Bankruptcy! You should be able to handle anything now...
          Glad to hear that your son is doing better, how's the "new addition"?

          Keep your head up because you should be proud of yourself....
          May 2008 Hired 1st Attorney/Stopped paying CCs
          May 21, 2009 Retained 2nd Attorney
          May 28th - Filed for Ch 7 (FINALLY!)
          9/11/09 - DISCHARGED!!!!

          Comment


            #6
            If you can get through the addiction of family members, you can make it through needing tires! I see you're strong - hang in there and here's to a smoother 15 months!
            May 2008: Filed Chapter 13
            Jan 2010: Plan Amended and Confirmed! finally plan funds = total funds due!
            Jul 2013: 5 years done! Trustee set to discharge! Woo hoooo!

            Comment


              #7
              Oh my god. You guys are so incredibly supportive. I have tears in my eyes. Thank you so much!!

              The "new addition" will not arrive until mid November.

              Right now I am struggling with trying to have a positive relationship with my son's girlfriend. It's off to a rocky start for sure...........

              Thanks again. You guys are the best!!!!!!!!!!!!

              K
              You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

              Comment


                #8
                Just wanted to add how inspirational I think you are to go through all you are enduring and a bankruptcy. I hope things get better and that once your new grandbaby gets here, you will be able to enjoy her/him to the fullest. I wish you all the best because you deserve it!!!!
                Filed: 8-19-09
                341: 9-21-09
                Notice of Discharge: 11-28-09

                Comment


                  #9
                  You are a great testimony of really sticking with it. You have been through the ringer with your family and have managed to keep it together. Truly a large pat on the back to you.

                  Bring on the chocolate to celebrate this woman!!
                  Filed - 12/24/08 (Merry Christmas Credit Cards!)
                  341 - 2/5/09
                  Confirmation - 3/13/09....Happy Dance!!!

                  Comment


                    #10
                    Yes, no applause.....please throw chocolate instead!!!!!!!

                    You guys are sincerely awesome!!!!!!

                    Just an update, my son's girlfriend miscarried over the weekend. I am sad for my son's loss, but I know everything happens for a reason.

                    This girl is sooooooooo not ready to be a mother. Long story short, I really feared for this baby's future.

                    K
                    You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing

                    Comment


                      #11
                      Hey, I just want to congradulate to holding it together, staying current on your payments and trying to keep your family in check.... Kudos to you....

                      You know, some things happen for a reason. Maybe this will be a wake up call to your son and he will turn his life around, It sounds like he started to do that already.

                      You are a rock!!!!

                      YOU GO GIRL.......................................

                      Goodluck to you and your family..

                      Comment

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