I filed my first bankruptcy petition (chapter 13) pro se on Feb 2, 2009. I didn't complete all the necessary paperwork in the required time. (means test, consumer credit counseling plus two more and I didn't have my tax returns filed for the previous two years) So my case was dismissed Mar 12, 2009.
I now have all the required Chapter 13 forms ready and tax returns filed.
Thanks for your help!
I now have all the required Chapter 13 forms ready and tax returns filed.
- Can I simply refile today?
- What issues should I expect the court to raise?
- What do I need to preempt a second dismissal?
- After reading a different post on the forum I understand the automatic stay is limited to 30 days and that I need to make a first day motion to extend the stay. Is this correct?
- Is the automatic stay really "automatic" as soon as I refile? Will this prevent garnishments like the first filing did?
- I have four debtors the biggest two are the state tax commsion and the IRS, can either of them make a motion that would prevent the automatic 30 day stay? I read that debtors can make emergency motions that can get heard immediately. Is this true?
Thanks for your help!