I am on the verge of filing Ch13 but I am concerned about my attorney(s). I have two. One is helping me with another case (but I can't afford to pay him any more) and the other is the bankruptcy attorney. They also know each other.
My attorney (not the BK attorney who is usually pretty good although he could have explained things a bit better) told me today that I can discharge all back homeowners association dues in Chapter 13. I told him that I could not do that if I wanted to continue living in the home, which I do. He got quite belligerent and basically told me I should listen to the experts. The BK attorney told him this, so he said. Well, I said nothing to him but I definitely have a mind of my own and, knowing he wants to resolve my case (the other one, not the BK) ASAP because I can't afford to pay him any more money, I don't altogether trust his motives so I do my own research - usually here.
I am really quite concerned, not because he was belligerent, but because he is giving me incorrect information.
I turned around and emailed another attorney to confirm this and he told me that if I want to stay in the home I have to pay the back dues, which is also what I was told here.
I feel he is hurrying me into a solution because he wants out (no more money!) and is doing so with incorrect data.
Heaven forbid I should ever give up my own right to think and reason for myself and rely solely on an attorney!
Now I don't quite know what to do. I don't have the money to pay a retainer to another attorney to resolve my existing case, especially since I am at the point where I need to file Ch13.
My attorney (not the BK attorney who is usually pretty good although he could have explained things a bit better) told me today that I can discharge all back homeowners association dues in Chapter 13. I told him that I could not do that if I wanted to continue living in the home, which I do. He got quite belligerent and basically told me I should listen to the experts. The BK attorney told him this, so he said. Well, I said nothing to him but I definitely have a mind of my own and, knowing he wants to resolve my case (the other one, not the BK) ASAP because I can't afford to pay him any more money, I don't altogether trust his motives so I do my own research - usually here.
I am really quite concerned, not because he was belligerent, but because he is giving me incorrect information.
I turned around and emailed another attorney to confirm this and he told me that if I want to stay in the home I have to pay the back dues, which is also what I was told here.
I feel he is hurrying me into a solution because he wants out (no more money!) and is doing so with incorrect data.
Heaven forbid I should ever give up my own right to think and reason for myself and rely solely on an attorney!
Now I don't quite know what to do. I don't have the money to pay a retainer to another attorney to resolve my existing case, especially since I am at the point where I need to file Ch13.
so I feel bad for you)
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