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Can I stop paying our second mortgage?

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    Can I stop paying our second mortgage?

    We owe 114K on our first mortgage and 25K on our second,

    We just had a complete appraisal for $95K and the city lowered our tax assessment eight months ago to 100K, so we qualify.

    Our lawyer, did not lien strip prior to our first 341 meeting. The trustee basically scorned him for not doing it. Our lawyer said because it was rushed due to foreclosure. Yes, submitting was rushed but, 341 was six weeks later.

    My question is: now that the 341 has passed, the trustee scorned our lawyer for not stripping, the city lowered our assessment and now we have an official appraisal. I am delivering the appraisal today to my laywer for him to take care of.

    Can I stop paying our 2nd mortgage now and put the money into savings, just in case? If I keep paying and everything is official in June, our last meeting, I will have paid four payments, basically wasting $1,600.

    Thank you

    #2
    Please don't repost your same question twice. Simply bump up your prior thread.

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