Buying Home After Chapter 13 - and Saving

[spearmint]

If you gave up your home in Ch13, how soon after that were you able to buy another one - and how on earth did you manage to save a downpayment while in Ch13?

Re my home, I am still trying to decide what to.

[Granny]

Given the current real estate/mortgage conditions, I don't think that the experience of others who have filed in the past and were able to purchase another home will be similar to what you will face in the future. The mortgage game has changed....drastically.

Until recently, you could get 100% financing 2 years after filing but those days are gone. You may still get financing 2 years out, but like you said, you will need a down payment. After all the dust settles from filing, where you're at the point of laying low and flying under the radar, you get a second job and start saving or look for other creative ways of financing, like owner financed.