Transfer car title

[simon2020]

At what point can I transfer title of my car that has no loan on it to my spouse in a ch 13?

Her credit is ok and mine is shot. Reason is she could use the car to buy a new one as a trade in. Not sure if the trustee will let me transfer during the plan.

Btw 100 % plan.

[justbroke]

That's a question for your lawyer and Trustee. Until you hold title -- you don't owe any more money -- it's technically property of the estate, although it is vested in you.

You need Trustee permission to sell or dispose of any property.

[EricaCallaha]

Even though you owe no money it is considered part of the estate. Any transfer could be considered fraud if it is transferred within 1 year of the filing. Some states go back 10 years depending on the asset. The trustee could look at it as trying to hide assets. I would ask your lawyer if this is even a smart thing to do.

Luck and all that good stuff.