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Cash in bank and Chapter 13 monthly payment

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    Cash in bank and Chapter 13 monthly payment

    If there is $100,000 in the bank at time of filing Chapter 13, will the court expect, at the least, $2777.77 per month.

    $100,000/36=$2777.78 per month payment

    I received this money as a loan to use for purchase ordering financing as a sole proprietor business. Now I 'cannot' pay it back and be able to safely file BK, as considered preference payment and the court could recall the payment.

    I am trying to understand how the Trustee will consider this $100,000 cash asset in the bank in relations to the a monthly payment.

    And will I still get to keep and use this money to run my business?

    Thanks in advance for any thoughts on this.

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