Filing CH 13 pro se and my confirmation hearing was pushed back by trustee for 60 days. I have a motion to pay mortgage outside the plan (all debt from credit cards) that is still pending and will be, I assume, until the new confirmation date. I wanted my motion approved so I could negotiate with my mortgage lender on reducing the interest rate, and figured I would have to withold a few payments to get their attention. I can't do that if I'm paying inside the plan.
So, now I'm weighing the idea of converting to a 7...what we have in assets above the exemptions is hardly worth a trustee's time! Does anyone know if the Middle District in Florida looks at the right to convert as an absolute? Does it make a difference if my Ch 13 Plan is still not confirmed? Thanks!
So, now I'm weighing the idea of converting to a 7...what we have in assets above the exemptions is hardly worth a trustee's time! Does anyone know if the Middle District in Florida looks at the right to convert as an absolute? Does it make a difference if my Ch 13 Plan is still not confirmed? Thanks!